A You-focused approach

Here’s what you can expect when we work together:

1. Get to know you as a whole person.

At our initial meetings, I may recommend educational resources so you feel more confident and well-informed. It could be filling in gaps around investing basics or more complex needs like understanding how pension drawdown or inheritance tax works. Not everyone wants to learn, I find. However, if you do, I enjoy sharing what would help.

2. Define your values.

I rely on trusty, evidence-based questionnaires to get to the heart of your values and vision for your life. We’ll draw those important connections between your desires and your money while getting ready to put your financial plan into action.

3. Examine your money psychology.

Because numbers only tell a fraction of the story, we’ll dive into your beliefs and attitudes about money to find out where there might be psychological and emotional barriers holding you back (with absolutely zero judgements).

This step is optional, and not every client wants or needs it. It also happens gradually over time in an organic process.

4. Plan your next steps.

With a clear sense of who you are and what your goals are to guide us, we’ll build a customised, easy-to-follow financial plan that creates a straight path to your dream future.

My Services

 

  • Comprehensive Financial Life Planning

    Solid strategies to get you ready for the major milestones in your life

  • Investment Advice (Including Sustainable Investing)

    Practical advice for investing in a way that aligns with your priorities and personal values

  • Retirement Planning Advice

    Preparing for one of your most important life transitions with the confidence that you’ll have more than enough

  • Life Insurance and Related Insurance Advice

    Building peace of mind into every aspect of life

 

A breakdown of fees

  • Before we start working formally, you’ll sign a client agreement with a fee breakdown that reflects your specific needs and goals, so you know exactly what you’re paying for upfront and as we go along—with no unpleasant or unexpected surprises at invoice time.

    Just so we’re both on the same page, here is a general overview of fees and what they typically include.

     

    Ongoing advice fees for assets: starting at 0.50% per annum (higher in certain cases)

    Payable once funds are actually invested

    ●      Includes:

    ○      Responsibility for ongoing investment management

    ○      Ongoing contact with me as your financial planner, including formal annual reviews

     

    Financial planning fees vary according to client needs.

    Payable at the end of the process

    ●      Includes:

    ○      Adviser fees (initial and ongoing advice), investment fees, and platform fees

    ○      Fixed initial advice fee ranging from £2,000–£5,000 (no VAT)

    ○      3-4 meetings over 1-4 months

    ○ Optional services, such as life planning, are charged separately for transparency.

     

    Investment fees vary according to client needs.

    ●      Includes:

    ○      Investment fund fees, ranging from 0.15% to 0.20% per annum (for passive funds) to 0.40% to 0.80% per annum (for sustainable fund portfolios),

    ○      Platform fees (where funds are held), ranging from 0.15% to 0.25% per annum (based on size, negotiable for larger sums)

    ○      Discretionary fund manager or model portfolio service fees, ranging from 0.15% to 0.25% per annum

    ○      No VAT on the above fees

Get started working with me

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1) Saying hello

In an initial 15-minute phone call, we’ll touch base and decide if we’re a good fit. You can book your call here.

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2) Diving deeper

We’ll meet for an hour, in person or online. I’ll go over your basic financial information, answer your questions, and provide a quote. No fees or obligations at this point, and the decision to move forward is up to you.

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3) Off to the races

With your go-ahead, we’ll hit the ground running on a tailored financial plan based on your values, priorities, and goals. We’ll meet regularly to check on your progress and adapt the plan as your needs evolve.

Not ready to move forward just yet?

Not ready to take the plunge or don’t have the minimum asset size of £400,000? Not to worry.

You can still access tons of timely information and empowering, mind-shifting insights through my monthly newsletter and workshops.

Check out the archives first to see if it’s your cup of tea. Unsubscribe anytime.