What It’s Like to Work Together

A You-focused approach

01

Get to know you as a whole person.

In our early meetings, I may suggest educational resources to help you feel more confident and informed. Whether it’s brushing up on investment basics or exploring more complex topics like pension drawdown or inheritance tax, I tailor what I share to your needs. Not everyone wants to dive into the details — and that’s perfectly fine. But if you’re curious, I’m always happy to guide and explain in a way that makes sense to you.

02

Define your values.

I use trusted, evidence-based tools to uncover what truly matters to you — your values, your vision, and the life you want to lead. Together, we’ll connect your goals with your finances, laying the groundwork for a plan that’s both practical and deeply personal.

03

Examine your money psychology.

Numbers are just part of the picture. We'll also explore your beliefs and attitudes around money to uncover any emotional or psychological barriers that may be getting in the way — always with care, curiosity, and zero judgment.

04

Plan your next steps.

With a clear understanding of who you are and what matters most to you, we’ll create a personalized, easy-to-follow financial plan — one that leads you confidently toward the future you envision.

My Services

Comprehensive Financial Life Planning

Solid strategies to get you ready for the major milestones in your life

Investment Advice
(Including Sustainable Investing)

Practical advice for investing in a way that aligns with your priorities and personal values

Retirement Planning Advice

Preparing for one of your most important life transitions with the confidence that you’ll have more than enough

Life Insurance and Related Insurance Advice

Building peace of mind into every aspect of life

A breakdown of fees

Before we start working formally, you’ll sign a client agreement with a fee breakdown that reflects your specific needs and goals, so you know exactly what you’re paying for upfront and as we go along—with no unpleasant or unexpected surprises at invoice time.

Just so we’re both on the same page, here is a general overview of fees and what they typically include.

Ongoing advice fees for assets: starting at 0.50% per annum (higher in certain cases)

Payable once funds are actually invested

Includes:

  • Responsibility for ongoing investment management

  • Ongoing contact with me as your financial planner, including formal annual reviews

Financial planning fees vary according to client needs.

Payable at the end of the process

There are three types of fees to be aware of:

-Adviser fees – for both initial and ongoing financial advice

-Investment fees – charged by the fund managers

-Platform fees – for managing and holding your investments

Initial Advice Fee
A fixed fee of £2,000–£5,000, depending on the complexity of your needs (no VAT applies)
This includes 3–4 meetings over 1–4 months, resulting in a tailored financial plan

Optional Services
Additional services, such as life planning, are available separately. These are priced clearly and discussed upfront for full transparency

Investment fees vary according to client needs.

Your investment costs typically include:

  • Fund fees:
    0.15%–0.20% per year for passive funds
    0.40%–0.80% per year for sustainable portfolios

  • Platform fees:
    0.15%–0.25% per year, depending on portfolio size (lower for larger amounts)

  • Portfolio management fees (if using a discretionary manager or model portfolio):
    0.15%–0.25% per year

Note: These fees are listed annually and do not include VAT.

Get started working with me

01

Saying hello

In an initial 15-minute phone call, we’ll touch base and decide if we’re a good fit.

02

Diving deeper

We’ll meet for an hour — either in person or online — to review your financial details, answer your questions, and provide a tailored quote.
There’s no fee and no obligation. Whether you choose to move forward is entirely up to you.

03

Off to the races

Once you’re ready to go ahead, we’ll get started on a personalised financial plan grounded in your values, goals, and priorities.
We’ll meet regularly to track your progress and adjust the plan as your life and needs evolve.

Not ready to move forward just yet?

Not ready to take the plunge ? Not to worry.

You can still access tons of timely information and empowering, mind-shifting insights through my monthly newsletter and workshops.

Check out the newsletter archives first to see if it’s your cup of tea. Unsubscribe anytime.

However, if you’re ready to move forward